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Office of Housing Assistance Programs

  • Real Estate Finance
  • Housing Production

Director: Julio Colon
Location: Room 402, Newark City Hall, 920 Broad Street, Newark, NJ
Hours: 8:30am – 5:00pm
Phone: 973-733-8400

Affordable Housing for Rent – Hahne & Co

Frequently Asked Questions




Model Neighborhood Initiative (MNI) Programs
Contact: Kelly Schenk,, 973-733-8425

If your home falls within the boundaries of the Model Neighborhood Initiative, you may qualify for the below programs.  See links for map of West or South Ward Model Neighborhoods.

  • Façade Improvement Program Guidelines & Application (PDF) (Word)
  • Live Newark Municipal Employee Program Application (PDF) (Word)

Real Estate Financing Programs

Manager: Malik Mitchell

Location: Room 402, Newark City Hall, 920 Broad Street, Newark, NJ

Hours: 8:00 am – 5:00 pm

Phone: 973-733-6362

HOME Investments Partnership Program (HOME)

  • Provide decent affordable housing to lower-income households;
  • Expand the capacity of nonprofit housing providers;
  • Strengthen the ability of state and local governments to provide housing; and
  • Leverage private-sector participation

Community Development Block Grants (CDBG)

  • Principally benefit low- and – moderate income persons;
  • Aid in the prevention or elimination of slums or blight;
  • And meets other community needs

CDBG Section 108 Loan Fund 

  • Provides subordinated financing to eligible borrowers to fill a financing gap beyond the amount of private participation and equity investment that can be raised;
  • Provides long term, fixed or variable rate financing at interest rates lower than conventional financing;
  • Provides a means for revitalizing disadvantaged areas; Creates sources of new jobs.
  • More information and application:
    • Program Guidelines (PDF) (Word)
    • Pre-Application Checklist (PDF)
    • Pre-Application (PDF) (Word)

Affordable Housing Trust Fund

  • Small fund is available for the production of affordable housing in the neighborhoods

Real Estate Tax Abatement

  • Available to qualified commercial, industrial and residential development projects that are located within an area designated as an “area in need of redevelopment”;
  • Only available to affordable housing projects financed by the New Jersey Housing Mortgage Finance Agency (authorized by N.J.S.A. 55:14K)

Foreclosure help — HMFA Foreclosure Relieve Program
Contact: Carmin Rosario,, 973-733-8461

The State of New Jersey and the federal government provide a variety of programs to assist homeowners. Free information is available here:

  • NJ foreclosure fact sheets (English) (Espanol)
  • Foreclosure first steps: Click here
  • Foreclosures help hotline: 800-NJ-HOUSE

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